April 28th, 2011
I sit here this morning left speechless by the scope of destruction left by numerous and massive tornadoes across Alabama and Georgia last night. Watching those scenes naturally triggered thoughts of the long post-Katrina recovery. I’m sure other survivors of that disaster also immediately felt empathy for what the unfortunate folks across the Deep South are about to go through. Once they are able to get past the first waves of shock and grief, the tornado victims will suffer the injustice of having their insurance companies turn their backs on them. For years they paid for a service and a sense of protection that they will not receive.
Like a good con artist, State Farm, Farmers, USAA Insurance, and other insurance companies collected decades’ worth of premiums from Gulf Coast residents, and then just 3 months ago, started dropping their windstorm and hail coverage. The timing of those companies’ collective decision is eerily prescient in this January 2011 story from Daphne, AL, in which a customer is told her wind and hailstorm coverage would be dropped in March 2011 – a little over a month before many Alabama residents would need that coverage.
God help the tornado victims and grant them the strength and resolve to obtain the compensation they are justly owed.
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